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Financial Information

At Florida Heart & Vascular Surgery Center, we are committed to providing high-quality surgical care in a transparent, patient-friendly environment. Understanding your financial responsibilities is an important part of your healthcare experience. The following information will help guide you through our billing process, payment options, and insurance policies.

Insurance and Billing

We accept a wide range of insurance plans, including Medicare, Medicaid, and many commercial insurers. Prior to your procedure, our financial counselors will work with you to verify your benefits, determine coverage, and estimate your out-of-pocket expenses. Please note that insurance benefits vary, and we encourage you to contact your insurance provider to fully understand your plan.

After your procedure, we will submit a claim directly to your insurance provider. You will receive a billing statement once your insurance company has processed the claim. If there is a balance after insurance payments, you are responsible for paying that amount.

Medicare and Medicaid Beneficiaries

As a CMS-certified facility, we adhere to all Medicare and Medicaid guidelines for billing and reimbursement. For Medicare patients, the standard Part B deductible and coinsurance apply, depending on your individual benefits. Medicaid beneficiaries may have additional requirements, such as prior authorization, and our staff will assist you in navigating these processes.

If you have any questions about your Medicare or Medicaid coverage, please contact our financial team for assistance.

Price Transparency

In compliance with CMS and AHCA requirements, we provide a clear and concise estimate of the cost of your procedure prior to your surgery. These estimates include:

  • Facility fees

  • Surgeon fees

  • Anesthesia fees (if applicable)

  • Any other ancillary service charges (e.g., lab work, diagnostic imaging)

Please note that the final cost may vary based on the specific services rendered during your procedure, changes in the treatment plan, or complications.

Self-Pay and Payment Plans

We understand that not all patients have insurance coverage. For self-pay patients, we offer competitive, bundled pricing and various payment plan options to help manage healthcare costs. A financial counselor will provide you with an upfront estimate of your procedure’s cost and will work with you to create a payment plan tailored to your needs.

We also accept most major credit cards, personal checks, and offer third-party financing options for qualified patients.

Financial Assistance Program

We are committed to making healthcare accessible to all patients. If you are experiencing financial hardship, you may qualify for our Financial Assistance Program. This program provides discounted or reduced-cost care based on your financial circumstances. Please contact our financial assistance department to discuss eligibility and to obtain the necessary forms.

Surprise Billing Protection

In compliance with the No Surprises Act, we ensure that patients will not receive unexpected bills for emergency services or non-emergency services at our ASC that are out-of-network. If we are unable to resolve your insurance coverage or balance billing concerns, you may be entitled to dispute the charge through the government’s dispute resolution process.

Payment Policy

All co-pays, co-insurance, and deductible amounts are due at the time of service, unless other arrangements have been made. If you have a balance after your insurance has processed the claim, payment is due upon receipt of your statement. We offer various payment options to make the process as simple and convenient as possible.

Contact Us

If you have any questions regarding your bill, insurance coverage, or our financial policies, please don’t hesitate to contact our billing office at 863-937-7232 or contact@flheartvascular.com. Our financial counselors are available to help you understand your financial obligations and assist you in making arrangements that best suit your needs.

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